With its Financial Fraud Protection features like identity theft protection, stolen wallet protection, smart SSN tracker, identity theft insurance, credit reports and monitoring, ransomware resolution and refund, investment account alerts, and court record monitoring, Bitdefender Ultimate Security Plus is BETTER than Bitdefender Ultimate Security.
The only advantage Bitdefender Ultimate Security has over Ultimate Security Plus is affordable pricing.
While the Individual and Family plan of Bitdefender Ultimate Security costs $89.99 and $119.99 yearly, respectively, Bitdefender Ultimate Security Plus has the Family and Extended plan that costs $179.99 and $199.99 yearly, respectively.
I have tested both cybersecurity solutions, and in this Bitdefender Ultimate Security vs Ultimate Security Plus, I shared my findings and experience to help you choose the best between them.
Bitdefender Ultimate Security vs Ultimate Security Plus at a Glance
| Bitdefender Ultimate Security | Bitdefender Ultimate Security Plus | |
| Stolen Wallet and identity theft protection | No | Yes |
| Password manager and unlimited VPN | Yes | Yes |
| Smart SSN Tracker | No | Yes |
| Ransomware resolution and refund, credit report, and monitoring | No | Yes |
| Investment account alert and court record monitoring | No | Yes |
| Identity theft insurance, cryptomining protection, and innovative email protection | No | Yes |
| Scam Copilot, real-time breach notification, and dark web monitoring | Yes | Yes |
| Compatibility with multiple devices | Yes, Android, Windows, iOS, and macOS | Yes, Android, Windows, iOS, and macOS |
| Pricing | Starts at $8.99 monthly | Starts at $11.99 monthly |
Try Bitdefender Ultimate Security and Enjoy a 40% Discount
Try Bitdefender Ultimate Security Plus and enjoy a 40% Discount
What’s the difference between Bitdefender Ultimate Security and Ultimate Security Plus
There are a lot of differences between them, and I showed you below.
Identity Theft Protection
Bitdefender Ultimate Security Plus has identity theft protection that keeps your money and sensitive data safe. When a scammer steals your identity, it can cost you money, hassle, and time. With this feature, it’s hard for anyone to steal your online identity and defraud you.
Unfortunately, Bitdefender Ultimate Security doesn’t offer this feature, and it can be a downside for businesses that often face identity theft.
Stolen Wallet Protection
When fraudsters steal your wallet, this feature allows you to quickly cancel your credit and debit cards, lock your crypto wallet, which prevents them from defrauding you.
It even has a lost wallet assistance feature, which you can use to order a card replacement, get your crypto wallet unlocked, and enable additional security features to protect your wallet.
This feature isn’t available on Bitdefender Ultimate Security.
Smart SSN Tracker
With Smart SSN tracker, you can still receive alerts with an unfamiliar name, alias, or address associated with your Social Security Number. This means that while you protect your SSN, you will still track and receive alerts that are associated with you.
Bitdefender Ultimate Security doesn’t support this feature.
Identity Theft Insurance
This feature guarantees that you, as an individual or business, recover some out-of-pocket expenses and lost wages, assuming your money or identity is stolen.
You get real-time support and steady assistance if you ever fall victim to identity theft. This insurance cover ranges from $1m to $2m, depending on your plan. This feature isn’t available on Bitdefender Ultimate Security.
Credit Report and Monitoring
On Bitdefender Ultimate Security Plus, you get access to your online credit report and score via only one bureau. Let’s assume you’re repairing your credit or monitoring your credit score to ensure you maintain a healthy financial status. Bitdefender Credit Report and Monitoring supports you to do that.
Unfortunately, this feature is missing on Bitdefender Ultimate Security.
Social Engineering Resolution & Refund
If you ever fall victim to a social engineering scam that leads to you losing funds, you are covered with a reimbursement of up to $25k. This is your safety net against social schemes created to exploit human error and trust.
Ransomware Resolution and Refund
On Bitdefender Ultimate Security Plus, you get a reimbursement of up to $25,000 if you end up a victim of a ransomware attack. This is a kind of ultimate safety net against such a devastating threat.
This kind of support or refund isn’t available on Bitdefender Ultimate Security. For large-scale businesses that deal with sensitive data, you need Bitdefender Ultimate Security Plus so that you have a kind of safety net in the event of ransomware attacks of high magnitude.
Investment Account Alerts
This is an investment security feature Bitdefender Ultimate Security Plus offers.
You get alerts that serve as warnings of fraud detection related to deposits, withdrawals, duplicate transactions, or balance transfer related to your investment account, 401(k), brokerage, and financial accounts.
This lets you address potential criminal activities before they are carried out. You won’t have access to this feature if you subscribe to Bitdefender Ultimate Security.
Change of Address
One of the steps scammers and fraudsters take when they want to defraud you is to change your mailing address. This makes it easier for them to steal your personal information, like credit cards, billing details, and other financial documents. On Bitdefender Ultimate Security Plus, you get an instant alert when there is an attempt to redirect your mail through USPS without your authorization. Unfortunately, Bitdefender Ultimate Security doesn’t have this feature.
Court Records Monitoring
Bitdefender Ultimate Security Plus has the capacity to search millions of criminals, court, and public records to ensure unauthorized individuals do not use your identity. This feature is not available on Bitdefender Ultimate Security.
Bitdefender Ultimate Security vs Ultimate Security Plus: Pricing and Plans Explained
Bitdefender Ultimate Security Plus is a bit expensive compared to Bitdefender Ultimate Security.
For the Individual Plan that supports 1 account and protects 5 devices, Bitdefender Ultimate Security costs $8.99 monthly, $89.99 yearly, and $179.99 for a 2-year plan.
For the Family plan that supports 5 accounts and protects 25 devices, the monthly plan costs $11.99 monthly, $119.99 yearly, and $229.99 for a 2-year plan.
Let’s look at Bitdefender Ultimate Security Plus pricing plan.
The Individual and Standard plans, which support 1 account and protect 5 devices, cost $11.99 monthly and $119.99 yearly.
There is also the Extended Plan that supports 1 account and protects 5 devices. It costs $14.99 monthly and $149.99 yearly.
As per discount, both Bitdefender Ultimate Security and Ultimate Security Plus offer discounts of up to 44% for yearly and 2-year subscriptions.
Note that this discount applies only to your first subscription. You will renew your subscription at the normal price, which is usually higher than what you paid for your first-year subscription.
Similarities Between Bitdefender Ultimate Security and Bitdefender Ultimate Security Plus
Both cybersecurity solutions have a few features in common. I showed you them below and how they work to provide all-around digital protection and enhanced privacy.
Password Manager
Both Bitdefender Ultimate Security and Ultimate Security Plus have a password manager that stores your sensitive details like credit card details, passwords, passkeys, and other sensitive details in an encrypted cloud vault so scammers and phishing eyes don’t have access to them, no matter how hard they try.
With the password manager, you can switch devices and access your accounts without having to enter your login details. You can also autofill online forms using personal information you stored in a file you created on Bitdefender password manager.
Unlimited VPN Traffic
Unlike Bitdefender Total Security, which has limited VPN traffic, Bitdefender Ultimate Security and Bitdefender Ultimate Security Plus offer unlimited VPN traffic.
This means you can browse the web anonymously, keep your internet connection private, and even protect your IP when using public and shared Wi-Fi.
Multiple Servers In Different Locations
The VPN on Bitdefender Ultimate Security and Bitdefender Ultimate Security Plus has over 400 servers in 50+ locations. You can change servers and even access content in locations where the internet is censored. It uses the latest hardware, high-speed 10 Gbps connections, and dedicated DNS servers.
System-wide Ad Blocker & Anti-Tracker
This feature hides ads when you are browsing web pages, prevents brands from targeting you with personalized ads, and blocks online behavior profiling.
Digital Identity Protection
This feature is on Bitdefender Ultimate Security and Ultimate Security Plus. You get notified when your sensitive details end up in a breach,, so you can act immediately to minimize the impact.
Cryptomining Protection
Cryptomining protection protects your device from leech software scammers that inject in your device to mine cryptocurrency and make money without your knowledge. It’s available on Bitdefender Ultimate Security and Ultimate Security Plus.
Innovative Email Protection
This feature scans all incoming emails to flag phishing and spam emails so you don’t engage them. It marks them as “safe” and “unsafe”. Bitdefender Ultimate Security and Bitdefender Ultimate Security Plus have this feature.
Identity Theft Insurance
Both offer an insurance cover of up to $1M, which can be paid to you in the rare case of a ransomware attack that causes irreparable damage. This is ideal for businesses that deal with sensitive data.
Digital Footprint Visualization
This feature tracks your digital footprint to identify which website, plugin or mobile application has compromised your sensitive information, then suggests how to undo the damage. It’s available on Bitdefender Ultimate Security Plus and Bitdefender Ultimate Security.
Real Time Breach Notification
Get instant alerts when your data has been breached, so you can take measures that reinforce the security of your sensitive details before hackers and scammers cause you financial damage. It’s available on both cybersecurity solutions.
Scam Copilot
This is one of the latest features from Bitdefender, designed to protect individuals and businesses from scams of various degrees. It uses artificial intelligence to detect potential online scams and protect you from them.
This is like you staying ahead of scammers in any tricks they may deploy to defraud you. Bitdefender Ultimate Security Plus and Bitdefender Ultimate Security have this feature.
Dark Web Monitoring
The dark web monitor constantly scans the web to identify and alert you in real time when your sensitive details have been leaked to the dark web. The aim is to have you take action before things get out of hand. It could be deleting your account, freezing your credit card, or changing your password.
Bitdefender Ultimate Security Review
This is a complete cybersecurity solution that offers enhanced privacy, complete protection, and identity protection. It’s compatible with Android, Windows, Mac, and iOS devices and pricing starts at $8.99 monthly.
Key Features
- Cryptomining feature that protects your device from leech software.
- Unlimited VPN to keep your traffic and internet connection private.
- Fully featured password manager that protects your sensitive details.
- Enjoy 400 servers from 50 different locations.
- Digital identity protection that protects your online identity from scammers and fraudsters.
- Supports credit report and monitoring from 1 bureau.
- Has stolen wallet protection that protects your digital assets like credit cards, bitcoin wallets, etc.
Pros of Bitdefender Ultimate Security
- Offers a 44% discount for yearly and 2-year subscriptions.
- It’s compatible with multiple devices.
- You enjoy multiple servers in different locations.
- Has advanced anti-malware and ransomware features.
- Has a 30-day money-back guarantee
Cons of Bitdefender Ultimate Security
- Has a learning curve that makes it hard for a beginner with no technical expertise to use.
- Lacks advanced financial fraud protection features.
Bitdefender Ultimate Security Plus Review
This is a pro version of Bitdefender Ultimate Security that offers all the features of Bitdefender Ultimate Security in addition to advanced financial fraud protection features.
It’s meant for individuals and businesses that carry out financial transactions frequently online and want to keep their activities safe from fraudulent activities. Its pricing starts at $11.99 monthly.
Key Features of Bitdefender Ultimate Security Plus
- Identity theft insurance that ensures you recover part of the money fraudsters stole from you if you fall victim to their fraudulent activities.
- Smart SSN tracker that ensures scammers don’t use your Social Security Number to commit fraud or defraud you.
- Protects your investment account from fraudsters and scammers.
- Online access to your credit reports and score
- Social engineering resolution and refund that protects you against phishing or socially engineered schemes aimed at defrauding you. You also get compensated when you eventually suffer financial losses.
- Plus, other features available on Bitdefender Ultimate Security
Pros of Bitdefender Ultimate Security Plus
- Offers advanced financial fraud protection features.
- Also offers a discount of up to 40% discount for yearly and 2-year subscriptions.
- Has a 30-day money-back guarantee
- Customer support is fast and responsive
- Compatible with multiple devices and operating systems
Cons of Bitdefender Ultimate Security Plus
- Has a more expensive price.
- There is a learning curve, and it requires technical expertise to make the best out of it.
Bitdefender Ultimate Security Plus vs Bitdefender Ultimate Security: What Reddit Users Say
I went to Reddit to check out what verified users have to say about these cybersecurity solutions from Bitdefender.
From over 20 comments I read, it appears businesses that conduct online transactions frequently prefer Bitdefender Ultimate Security Plus because of its advanced financial fraud protection tools.
A small business owner in Texas, who used the Bitdefender Ultimate Security before upgrading to the Plus plan, said he wanted the financial fraud protection features because he handles a lot of transactions online. He also likes the credit report tool that allows him to monitor his credit score.
A mom who works from home likes the Bitdefender Ultimate Security because of the unlimited VPN and password manager. While she likes the Bitdefender Ultimate Security Plus, she thinks she doesn’t need it now.
Is Bitdefender Ultimate Security Plus Worth It?
Yes, Bitdefender Ultimate Security Plus is worth it. It has advanced financial fraud protection features that protect you from fraudulent schemes aimed at stealing your money. Also it has an insurance cover that reimburses you up to $25,000 when you suffer financial losses.
Is Bitdefender Ultimate Security Worth It?
Bitdefender Ultimate Security is worth it. It offers advanced anti-malware, ransomware, and virus features. It offers a password manager, unlimited VPN, and other security tools to protect you, your device, and digital assets online.
Final Thoughts
Bitdefender Ultimate Security Plus is best if you want financial fraud protection features and credit report tools, plus it offers all the features available on Bitdefender Ultimate Security. It’s a bit pricey compared to Bitdefender Ultimate Security, and I recommend it to enterprises that handle transactions online frequently.
Bitdefender Ultimate Security is your best bet if you want advanced security features to protect your device and digital assets. It has a password manager, offers unlimited VPN and other security solutions that guarantee your complete online security, identity protection, and enhanced privacy.
Try Bitdefender Ultimate Security and Enjoy a 40% Discount
Try Bitdefender Ultimate Security Plus and enjoy a 40% Discount
