Life doesn’t stop at 40. Many Black women find that life starts to make more sense after 40. The kids are older, wiser, and you know your worth.
But you’re not alone if you’re looking for ways to make more money, change your job, or work from home.
Many 40+ women are seeking jobs that give them flexibility, financial freedom, and peace of mind.
Whether you’re tired of the 9 to 5 grind, going through a major life change, or just want to add extra income, this post is for you.
I shared with you 10 lucrative jobs perfect for Black women who are over 40.
These are real jobs women are doing today to create freedom, build income, and enjoy life again.
1. Taking Surveys On Your Phone
Let’s start with something super simple.
Yes, taking surveys on your phone really can make you money. It won’t make you rich overnight, but it adds up.
Let me share a quick story.
I started taking surveys on SurveyJunkie as a side gig during my lunch breaks. In the first week, I made $103 weekly just answering questions on my phone. No experience needed. No boss. Just me, my coffee, and my phone.
SurveyJunkie is one of the most legit platforms out there. It’s free to join. They send you surveys based on your profile. Each one takes about 5–20 minutes. You earn points, and you can cash out with PayPal or gift cards.
If you’re looking for something low-stress, this is the perfect start. I encourage you to sign up for free on SurveyJunkie here and start earning in your spare time.
Surveys2Cash is another legitimate survey platform where you can take surveys and get paid. Its mode of operation is similar to SurveyJunkie.
It’s legit and has good ratings on top review platforms.
When you take surveys and earn points, you can redeem your points for PayPal Cash or Amazon gift card, which you can use to pay for items you purchased on Amazon.
I earn $500 Amazon Gift Card weekly taking surveys on this platform.
What I like about this platform is that the user interface is beginner-friendly; you can navigate and do things yourself without issues.
Here is how it works:
Complete the optional questionnaire (This is for the platform to understand you better and recommend high-paying surveys that match your preferences)
View special offers (You can skip if you aren’t interested in them)
Start taking surveys as many as you can to earn points
Redeem your points for PayPal cash or a gift card
That’s it.
Start Taking Surveys On Surveys2Cash and Earn $500 Amazon Gift Card
Taking surveys consistently on these 2 legit platforms – SurveyJunkie, and Surveys2Cash will see you make up to $1000 monthly.
2. Virtual Assistant (VA)
Companies and entrepreneurs are always looking for help online. As a virtual assistant, you might:
• Manage emails
• Schedule appointments
• Post on social media
• Do customer service
And you can do it all from your home.
You don’t need a fancy degree—just basic computer skills, good communication, and the ability to stay organized.
Pay can start at $20/hour, and experienced VAs make $40/hour or more. You can find VA jobs on Fiverr and LinkedIn.
This is a great option for women who are organized and love helping others.
3. Freelance Writing
If you enjoy writing, this could be your thing.
Freelance writers are in high demand. Businesses need writers for blogs, emails, websites, and more.
You don’t have to be Maya Angelou. You just need to write, use proper grammar, and meet deadlines.
The beauty of freelance writing is flexibility. You can write from home, at your pace, and choose topics you love.
Writers typically earn $50–$500 per article, depending on the client.
You can start with platforms like:
• ProBlogger
• Upwork
• Freelancer
• WritersWork
Tip: Build a small writing portfolio by writing sample pieces on topics you enjoy. This will help you get jobs faster.
4. Health and Wellness Coach
Do people come to you for advice about eating healthy, staying fit, or managing stress?
You could turn that into income as a health or wellness coach.
More people are investing in their health, especially since the pandemic. And they’re looking for coaches who understand them.
You can get certified online through programs like:
• IIN (Institute for Integrative Nutrition)
• ACE Health Coach Certification
Once certified, you can coach clients one-on-one or in small groups. Sessions can be held online over Zoom or in person.
Health coaches typically charge $50–$150 per hour, depending on experience.
5. Selling Products on Etsy or Amazon
Are you crafty or creative? Do you have an eye for design or a talent for making things?
Etsy is the perfect place to turn your passion into profit.
You can sell:
• Handmade jewelry
• T-shirts with slogans
• Digital planners
• Home decor
• Hair accessories
You don’t even have to make physical products. You can sell digital downloads, which require no shipping.
Amazon also has a program called Amazon KDP, where you can self-publish journals, planners, and coloring books.
Many women are making $1,000–$5,000/month just from selling online.
6. Real Estate Agent
Real estate isn’t just for 20-somethings with flashy cars.
In fact, many successful agents are women over 40. This is because they know how to talk to people, solve problems, and stay calm under pressure.
Becoming a real estate agent takes passing a state exam, but many women find it worth it.
Agents typically earn a commission from each sale—usually 2% to 3% of the sale price.
One house sale can mean $5,000 to $10,000 in your pocket.
Plus, you can control your schedule and build long-term wealth.
7. Start a Cleaning Business
Cleaning businesses are booming, and many women are starting small with just themselves—and growing fast.
You can start by cleaning homes, Airbnb rentals, or small offices.
All you need:
• Basic cleaning supplies
• Transportation
• A reliable schedule
Word-of-mouth referrals can grow your business fast. And you can hire help as demand grows.
Most cleaners charge $25–$50/hour, and even more for deep cleaning or last-minute jobs.
This job keeps you moving, helps people, and puts real money in your pocket.
8. Online Tutoring or Teaching
You don’t need to be a certified teacher to make money tutoring online.
If you’re good at math, reading, writing, or even music, you can teach someone else and get paid for it.
Platforms like:
• Wyzant
• Outschool
• VIPKid
• Preply
…make it easy to get started. You create a profile, list your skills, and students come to you.
You can tutor kids, teens, or adults.
Many tutors earn $20–$75/hour, depending on the subject and experience.
9. Social Media Manager
Love being on Facebook, Instagram, or TikTok? You could turn your time online into a career.
Small businesses need help managing their social media pages. They don’t have time to post, respond to comments, or create content. That’s where you come in.
As a social media manager, you can:
• Plan posts
• Create captions
• Monitor engagement
• Run ads
No formal degree is needed. You just need to understand how social media works and be creative.
You can earn $500–$2,000 per client each month, depending on the size of the business.
10. Create an Online Course or eBook
You’ve got life experience. You’ve learned lessons. And someone out there needs your wisdom.
Why not package that into a course or eBook?
Here are examples:
• How to budget on one income
• Meal planning for busy moms
• Haircare tips for Black women
• Journaling for emotional healing
• How to homeschool your kids
You can create a simple course using platforms like Teachable or Thinkific.
Or, write a short eBook and sell it on Amazon.
Courses and eBooks can become passive income, which means you earn money while you sleep.
Some women make $500 to $10,000/month, depending on how well they market their product.
Final Thoughts
As a black woman who is over 40, you can earn a living doing real jobs that pay well. I have shared 10 of them with you. From my experience, taking surveys on SurveyJunkie is the simplest and easiest. You can do it anywhere and anytime on your phone.
Another fast way is to sign up on Side Hustle for Free. They have remote jobs that pay up to $5000 monthly.
